Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

COMPANY

MISSION STATEMENT

At Citizens First Bank, our mission is to become our communities’ premier bank by putting our customers first.  Our purpose is to deliver innovative financial services and products with unmatched personal service.

At CFB, we believe innovation will assure our community’s longevity and growth.  We constantly adapt to the digital customer lifestyle, while providing the latest and greatest technology and in-person one on one support.

JOIN THE TEAM!

Career Opportunities

OUR TEAM

LEADERSHIP

Meet the Board of Directors and Management of Citizens First Bank.  Our leadership team is dedicated to upholding our mission at CFB and supporting the continued growth of our organization.

 

 

Portrait of the officers group from Citizens First Bank. people standing casually at the lobby. A logo of Citizens First Bank at the background

 

 

 

MANAGEMENT

Stephen Clements Head shot
STEPHEN CLEMENTS

NMLS 420097

Stephen Clements Head shot
STEPHEN CLEMENTS

President & CEO
NMLS 420097

Office: 563.519.0664

Portrait of Keith Hook
KEITH HOOK

NMLS 507340

Portrait of Keith Hook
KEITH HOOK

Executive Vice President
NMLS 507340

Office: 563.519.0634

Portrait of Eddie Dunham
EDDIE DUNHAM

NMLS 503767

Portrait of Eddie Dunham
EDDIE DUNHAM

SVP Business Development
NMLS 503767

Office: 563.519.0662

Portrait of Heather Farwell
HEATHER FARWELL
Portrait of Heather Farwell
HEATHER FARWELL

SVP Financial Services

Office: 563.519.0652

Portrait of Ryan Melton
Ryan Melton
Portrait of Ryan Melton
Ryan Melton

SVP IT/Operations

Office: 563.296.3506

Portrait of Greg Farwell, Real Estate Lender at Citizens First Bank
GREG FARWELL, AMP

NMLS 507834

Full Bio

Portrait of Greg Farwell, Real Estate Lender at Citizens First Bank
GREG FARWELL, AMP

VP Sr. Real Estate Lender
NMLS 507834

Office: 563.519.0639

Read More
Portrait of Georgia Cook
GEORGIA COOK
Portrait of Georgia Cook
GEORGIA COOK

VP Loan Administration Officer

Office: 563.519.0637

Portrait of Mary Temple
MARY TEMPLE
Portrait of Mary Temple
MARY TEMPLE

VP Branch Operations

Office: 563.519.0656

A portrait of Kristine Wiersema with a green background
KRISTINE WIERSEMA

NMLS 1‍247355

Full Bio

A portrait of Kristine Wiersema with a green background
KRISTINE WIERSEMA

VP Real Estate Lender
NMLS 1247355

Office: 563.519.0660

Read More
Portrait of Stacy Barenz
STACY BARENZ
Portrait of Stacy Barenz
STACY BARENZ

Controller (Cashier)

Office: 563.519.0665

Portrait of Michelle Osborn
Michelle Osborn
Portrait of Michelle Osborn
Michelle Osborn

Operations Officer

Office: 563.519.0640

Portrait of Ashley Streed
Ashley Streed
Portrait of Ashley Streed
Ashley Streed

Compliance/BSA Officer

Office: 563.519.0632

Portrait of Carrie Donaire, smiling, at a green space
Carrie Donaire
Portrait of Carrie Donaire, smiling, at a green space
Carrie Donaire

Marketing Officer

Office: 563.519.0650

Portrait of Anne West at the Arboretum
Anne West
Portrait of Anne West at the Arboretum
Anne West

Retail Banking Officer

Office: 563.296.3325

Portrait of Kelly Goodsman-Smith smiling, at a green space
KELLY GOODSMAN-SMITH

NMLS 2440966

Portrait of Kelly Goodsman-Smith smiling, at a green space
KELLY GOODSMAN-SMITH

Commercial/Ag Lending Officer
NMLS 2440966

Office: 563.241.4922

 

 

 

BOARD OF DIRECTORS

Stephen Clements Head shot
STEPHEN CLEMENTS

NMLS 420097

Stephen Clements Head shot
STEPHEN CLEMENTS

President & CEO
NMLS 420097

Office: 563.519.0664

Portrait of Robert Holesinger
ROBERT B. HOLESINGER

BOARD CHAIR

Portrait of Robert Holesinger
ROBERT B. HOLESINGER

Quality Concrete

Portrait of Jens Baker
JENS BAKER
Portrait of Jens Baker
JENS BAKER

Apex Construction Consultants

Portrait of Mary Connell
MARY P. cONNELL
Portrait of Mary Connell
MARY P. cONNELL

Air Control, Inc.

Portrait of Gary Foster
GARY L. FOSTER
Portrait of Gary Foster
GARY L. FOSTER

Winkel, Parker & Foster

Portrait of Mike Hanrahan
MICHAEL R. HANRAHAN
Portrait of Mike Hanrahan
MICHAEL R. HANRAHAN

Agri-King

Portrait of Steve Howes
STEPHEN L. HOWES
Portrait of Steve Howes
STEPHEN L. HOWES

Howes & Jefferies Realtors

Potrait of Ryan Kinkaid
RYAN J. KINKAID
Potrait of Ryan Kinkaid
RYAN J. KINKAID

Aceto

Portrait of Citizens First Bank board member, Liz Srp
Liz Srp
Portrait of Citizens First Bank board member, Liz Srp
Liz Srp

Abstract Title & Guaranty

Five people standing in front of a fountain smiling

CFB in the news

COMMUNITY

At Citizens First Bank, we strive to provide exceptional service to our valued customers.  Citizens First Bank is committed to developing our local community and supporting its growth.

We believe in our community and what banking locally truly means for our local economy.  Engaging with local organizations is important to us – you’ll see us volunteering, sponsoring, contributing, and staying involved!  Citizens First Bank aims to be an active participant in the success of our region.

Donation/Sponsorship request

 

 

 

 

Ribbon cutting for the Clinton County Hall of Fame traveling exhibit at Citizens First Bank

 

 

 

Chat with a representative