Banking options for your business
Citizens First Bank offers business checking and business savings accounts. Our banking products are tailored for your company’s unique needs, including unlimited check writing and require no minimum daily balance.
BUSINESS BANKING TEAM
EDDIE DUNHAM
NMLS 503767
EDDIE DUNHAM
SVP Business Development
NMLS 503767
Office: 563.519.0662
MARY TEMPLE
MARY TEMPLE
VP Branch Operations
Office: 563.519.0656
JENNIFER MCCUNN
JENNIFER MCCUNN
Business Banker
Carolyn Wilkerson
Carolyn Wilkerson
Business Banker
Office: 563.296.3519
BUSINESS CHECKING ACCOUNTS
FREE BUSINESS CHECKING
FREE BUSINESS CHECKING
FREE BUSINESS CHECKING
FREE BUSINESS CHECKING
A cost effective account suited to low volume banking activity.
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BUSINESS CHECKING
BUSINESS CHECKING
BUSINESS PLUS CHECKING
BUSINESS PLUS CHECKING
BUSINESS PLUS CHECKING
BUSINESS PLUS CHECKING
Best for sole proprietorships and non-profits.
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BUSINESS SAVINGS ACCOUNTS
BUSINESS CD
BUSINESS CD
BUSINESS CD
BUSINESS CD
Whether you have short-term or long-term goals in mind, Citizens First Bank offers CDs for your investment needs. Connect with your Business Banker for full details.
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BUSINESS SAVINGS
BUSINESS SAVINGS
BUSINESS MONEY MARKET
BUSINESS MONEY MARKET
COMPARE BUSINESS ACCOUNTS
| Cash Management (subject to approval) | Digital Banking | Bill Pay | Account Email Text Alerts | eStatements | CFB Business Debit Card | Free Debit Card Transactions at Merchants and CFB ATMs | Pays Interest | Free Image Checks | |
|---|---|---|---|---|---|---|---|---|---|
| Free Business Checking | yes | yes | yes | yes | yes | yes | yes | no | yes |
| Business Checking | yes | yes | yes | yes | yes | yes | yes | no | yes |
| Business Plus Checking | yes | yes | yes | yes | yes | yes | yes | yes | yes |
| Business Savings | no | yes | no | yes | yes | no | no | yes | no |
| Business Money Market | yes | yes | yes | yes | yes | no | no | yes | yes |
BUSINESS SOLUTIONS
You rely on us for your financial needs. We have a variety of services offered to our Business Clients that may not be listed here. Definitely ask your Business Banker or Lender — we’re here to help!
EXPRESS COURIER
EXPRESS COURIER
EXPRESS COURIER
EXPRESS COURIER
Time is money, right? Spend more time running your business and less time running to the bank with Citizens First Bank’s Express Courier, a service that features secure deposit pickup and cash delivery to your business.
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PAYMENT PROCESSING
PAYMENT PROCESSING
PAYMENT PROCESSING
PAYMENT PROCESSING
Your Business is taking off! Make sure you can accept your customers’ preferred form of payment. Ask us today about Merchant Services and how we can help you exceed your customer expectations at the POS.
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ADDITIONAL SERVICES
ADDITIONAL SERVICES
ADDITIONAL SERVICES
ADDITIONAL SERVICES
We offer you multiple, easy, and secure ways to access your business funds and make business payments.
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PAYMENT PROCESSING
Consumers prefer flexibility to pay
Make sure you accept the most convenient payment option to capture that business!
Card payment
phone wireless payment
Smart watch payment
Payment Processing is a key component of your business. Make sure you are using the most cost-effective and efficient system available. Run your business more efficiently with actionable insights, same-day transactions, and improved cash flow.
We know that your small business needs to be sharp as a tack! Do you have timely and accurate reports of your payments and transactions? Are you happy with the fees you’re paying?
Citizens First Bank can help you:
- Access your Business Data
- Streamline Workflows
- Deliver the Reports you Need
- Avoid Unnecessary Fees
We’re here to help.
Payment Processing Full Details
Consider Cash Management for processing payments for your Business – make the most of Citizens First Bank technology to gain efficiencies in your day-to-day business.
Digital Banking for Business allows multiple administrator functions, remote approvals and much more to meet the needs of your business account.
Features of Cash Management include:
- Importing or creating, and securely transmitting ACH, Tax Payments and Wires
- Assignment of different roles and responsibilities to users and sub users, as needed, for account access and permissions
- Remote approvals at the transaction level between sub-user and administrator
- Multiple layers of security for creating and transmitting files
- Availability of sweeps to capitalize on excess funds in investment accounts
- Positive Pay protects you from check fraud by providing several entry options
- Create and view reports for all account and user activity
- See account details and make payments from anywhere at any time with Business Bill Pay
- Real time notifications for account transaction activity
- Fraud monitoring
- E-statements
- Account to Account Transfers with multiple layers of security
- Built in fraud anomaly detection to monitor irregularities to stop fraudulent money movement
- Intuit Quicken and Quickbooks interface provides seamless access to valuable financial information
- Account Analysis solution tracks and enters bank-captured activities into the system for periodic analysis
Citizens First Bank offers efficient and easy solutions to your business challenges. Ask us about Payment Processing today!
EXPRESS COURIER
CFB Courier van park at the CFB headquarters
CFB courier standing in front of the CFB van
CFB Express Courier gray van
Our unique courier service features secure deposit pickup and cash delivery to your business.
Flexible scheduling to meet your deposit pick-up and cash Delivery needs in Clinton and Camanche. Available up to five days per week, easy to set-up for a nominal fee.
Safe, secure, confidential, plus, same day credit to your account*.
*Receive same day credit for deposits picked up before 1:00 PM
Cash Rewards Checking
Cash Rewards Checking
Cash Rewards Checking
Cash Rewards Checking Details
Interest Rewards Checking
Interest Rewards Checking
Interest Rewards Checking
Interest Rewards Checking Details
Checking Accounts
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Health Savings Account (HSA)
Health Savings Account (HSA)
Health Savings Account (HSA)
HSA Details