COMMERCIAL LENDING

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COMMERCIAL LOANS

What are your unique challenges? What are your business goals? Let’s have a conversation to determine what Citizens First Bank can do to support your business as it grows!

We love hearing your creative ideas. Let’s work together to put your business plan into action and bring that creative spark to life.  With financial support from Citizens First Bank, and our full complement of loans and resources, your business can reach for the stars.

COMMERCIAL LENDING TEAM

START MY BUSINESS

Ready to Get Your Business Up and Running? Citizens First Bank has a variety of loan services to meet your needs. You need capital to grow your business, let’s get started today!

Citizens First Bank partners with the Small Business Administration to offer a variety of SBA loans.

GROW MY BUSINESS

Establishing a new business is no small feat.  You made it, congrats!  Your next challenge is managing and maintaining your business, and growing at your own pace. CFB is here for you as you take your business to the next level.

BUSINESS LOAN INQUIRY

RECOMMENDED DOCUMENTS TO APPLY FOR A COMMERCIAL LOAN

1. Business Plan
2. Current Balance Sheet/Personal Financial Statement (Shows what you have in assets, and debts)
3. Previous years cash flows (Generally comes from tax documents of prior years)
   • This is used to show your ability to operate and cash flow the operation.
4. Projected cash flow for the coming year
   • This is used to determine what you feel is your best guess of what the year ahead will look like in terms of cash flow to pay expenses, debts & family living expenses.

Providing these documents to apply for a loan does not guarantee a loan approval.

START BY FILLING OUT THE FORM

After we receive your application, we’ll contact you to finalize the application process.  The below form is not considered a full loan application.

APPLY FOR A BUSINESS CREDIT CARD

Apply Now!