Federal Deposit Insurance Corporation FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Products and services built to support your business

From secure deposit pickups that streamline your day to automated solutions that lighten your load, we’re here to provide the financial tools you need.

Whether you’re looking to simplify your daily operations, secure short-term liquidity, or plan for long-term success, our dedicated team is here to help you navigate your financial journey.

 

 

 
 
 

Total Business Solutions Team

Portrait of Eddie Dunham
EDDIE DUNHAM

NMLS 503767

Portrait of Eddie Dunham
EDDIE DUNHAM

SVP Business Development
NMLS 503767

Office: 563.519.0662

Portrait of Heather Farwell
HEATHER FARWELL
Portrait of Heather Farwell
HEATHER FARWELL

SVP Financial Services

Office: 563.519.0652

Portrait of Anne West at the Arboretum
Anne West
Portrait of Anne West at the Arboretum
Anne West

Retail Banking Officer

Office: 563.296.3325

Portrait of Kelly Goodsman-Smith smiling, at a green space
KELLY GOODSMAN-SMITH

NMLS 2440966

Portrait of Kelly Goodsman-Smith smiling, at a green space
KELLY GOODSMAN-SMITH

Commercial/Ag Lending Officer
NMLS 2440966

Office: 563.241.4922

Portrait of Dylan Burn smiling, at a green space
DYLAN BURN

NMLS 2061293

Portrait of Dylan Burn smiling, at a green space
DYLAN BURN

Commercial Lender
NMLS 2061293

Office: 563.241.4923

Portrait of Brady Brunson smiling, at a green space
Brady Brunson
Portrait of Brady Brunson smiling, at a green space
Brady Brunson

Commercial Lender

Office: 563.519.0636

 
 

Inspiring Stories from Local Businesses

Enter Happiness

Enter Happiness
Main entrance to Happy Joe's in Clinton, Iowa during Summertime. Pink flowers at a bench across the sidewalk make for a nice scene

Enter Happiness

Enter Happiness

Happy Joe's is a local favorite for family dining, located at the heart of Downtown Clinton, Iowa.

Watch Kari's story on YouTube

Locally Owned

Locally Owned
Portrait of a female business owner standing at her counter. A sign that reads "Open" is behind her

Locally Owned

Locally Owned

Dandelion Wishes is a beautiful home decor store in Fulton, IL, where you can find curated specialty items for any occasion.

Watch Emily's story on YouTube

Run with it

Run with it

Run with it

Run with it

The Rusty Barrel, has been named "best place for whiskey" for several years in a row, is located downtown Clinton, IA.

Watch Lindsay's story on YouTube

3-Generations Strong

3-Generations Strong
A picture of a mother/son duo standing in front of their generational family portrait.

3-Generations Strong

3-Generations Strong

Air Control Fabricators has been mastering HVAC & Metal Fabrication in Clinton, Iowa, one generation at a time.

Watch Mary & Sean's story on YouTube

Embrace Change

Embrace Change
Two guys standing next to each other at a print shop. Lots of print materials and tools at the background

Embrace Change

Embrace Change

AdCraft Custom Apparel and Merch, is located in Clinton, Iowa. Currently building a brand new facility in the area, they know what it means to embrace change.

Watch Dan & Sean's story on YouTube

Regional Success

Regional Success
Portrait of 2 males standing next to each other at the main entrance to the local Chamber of Commerce

Regional Success

Regional Success

Grow Clinton Iowa/Illinois is located at the historical Armstrong Building in Clinton, IA, their team is on a mission to boost the region's economy.

Watch Andy & Matt's video on YouTube

Why a video series?

Why a video series?
A man in a suit standing at a front desk smiling. A sign of the Citizens First Bank logo at the background

Why a video series?

Why a video series?

CFB is highlighting the inspiring stories of Clinton Area businesses —each one a testament to the hard work, dedication, and impact local entrepreneurs bring to our community.

Watch the video on YouTube

 

Drive your business forward with simplified banking services

Solutions For Your Business

 

Streamline your cash management effortlessly with our solutions, ensuring a seamless flow of funds for your business. Simplify payroll with our Direct Deposit service and say goodbye to time-consuming tasks. Protect your business from fraud with our innovative Positive Pay system and enhance security with our Fraud Multi-Factor Authentication (MFA). Plus, ditch the password hassle with Single Sign-On functionality, making multitasking a breeze.

 

 

  • Cash Management
    Monitor cash flow to meet business needs.

 

  • Courier Service
    Secure deposit pickup cash delivery to your business.

 

  • Debit Card Management
    Customize user spending limit per cardholder.

 

  • Earning Credits
    Earn income on a non-interest bearing account.

 

  • Electronic Transactions
    Automate payroll and payments.

 

  • Fraud Anomaly Detection
    Monitor irregularities to stop fraud.

 

  • Insured Deposit Solutions
    Insure more than $250,000.00 with FDIC. Learn how

 

  • Positive Pay
    Check matching system that helps bank staff detect fraud and protect you.

 

  • Remote Deposit Capture
    Scan checks at your place of business. A time saver!

 

  • Target Balance Sweeps
    Move your excess funds to earn higher interest.

 

Beneficial Ownership Information

Many companies are required to report information to FinCEN about the individuals who ultimately own or control them.

Report BOI to FinCEN

 

SIP & LEARN

With Citizens First Bank – information for your business and connections in the community! 

Event Details:

  • Event: Sip & Learn
  • Date: January 16, 2025
  • Time: 4:00 PM – 6:00 PM
  • Location: Rusty Barrel Lounge, 224 5th Ave S, Clinton, IA.

Citizens First Bank is committed to fostering strong relationships with its customers and community. We look forward to seeing you at our first Sip & Learn.

 

RSVP To The Event

 

 

Chat with a representative